Once you’ve got two of something it’s time for a list. If you’re lucky, you’ve got blog post material as well. Here are some things I don’t do anymore.
Open Bank Accounts for “free” Money
Brick and mortar banks, online banks, credit unions, financial brokers, piggy banks, etc. A delicious buffet of financial accounts to keep us sated. But, we soon ended up at Bank of America adding people to accounts (or subtracting?) during the typical post-wedding death-of-fun administrative tasks.
“Do you want to open a personal checking account and receive a free $25″, the friendly bank lady asked me. “And if you blah blah blah, your wife she gets $25 too”, she added helpfully. Hmm, I don’t have one of those yet, I probably thought. I don’t remember how long you had to keep it open for the free cash money, but I’m sure it was reasonble.
“Sure, let’s do it.”
3 months later I received a letter in the mail explaining that my wife’s existing BoA disqualified us both from the free money. 3 months after that I tried to close my new account at a local California branch, but couldn’t because there was -$4.94 in savings. That’s right, negative money.
It turns out Washington BoA branches can’t talk to California branches, yet. I’m assured they’re working on it. Oddly, I had the business card of the bank lady who originally opened my free money account. She was able to reverse the minimum balance charge and close the account over the phone. Still very friendly.
I no longer open bank accounts just to get free money. Not even if you dangle sweet alumni-themed cards in front of me.
Make Your Own Ice Cubes
I mostly don’t know how much things cost at the grocery store. Unless it’s organic milk or peanut butter, I just buy the cheapest version. Either you need an item or you don’t. However, the actual price of something caught my eye recently.
Ice is practically free! It’s $.30/lb on Amazon Fresh, and I hear they deliver. If my math is correct, that means you’ll just need to cut back on absolutely nothing to make room for ice in the budget.
Time for a significant life decision: I will no longer be making my own ice in the little plastic trays.
This is a break from the long tradition of Lotts making their own ice, which I was indoctrinated into at an early age. I tried to convince my Dad that he also should stop making ice, but it was a stalemate. Apparently only future generations will be saving time and freezer space by fully adopting modern refrigeration.
Speaking of refrigeration, my current apartment came with the latest in home ice creation technology. I think these are reusable ice cubes (that don’t fit in the trays!?). I would test them, but that would violate my new policy of spending zero time creating ice.